All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. To better service our customers we can now provide surcharge free access to over 1,900 ATM locations. Effective January 1, 2010 you will no longer be able to have surcharge free access to KeyBank ATM locations. Please visit the Locations page under the ATM tab to find a list of current ATM's that can be used surcharge free.
*Notice to Users: This computer system is the property of Lake Shore Savings. It is for authorized users only. Unauthorized or improper use of this system may result in disciplinary action and civil and criminal penalties. By continuing to use this system, you indicate your awareness and consent to these conditions of use.